One of the sayings about Collector Car Insurance policy is that it is “only as good as the claims service.” With back-to-back hurricanes striking the West Coast of Florida in late September and early October, some customers of the NCM Insurance Agency and their underwriter American Modern Insurance got to witness the claims process first-hand.

While the big box insurance companies were making their customers jump through hoops and requesting their customers have their damaged vehicles towed to a claims lot to be evaluated, the claims professionals from American Modern and the NCM Insurance Agency came to where their customer’s vehicles were parked, and they quickly worked through the volume of collector cars that were damaged by the catastrophic flooding and winds that came as Hurricane’s Helene and Milton impacted residents across the Southeast.

One of those customers of the NCM Insurance Agency was Steve Niemeyer whose 2019 Corvette Grand Sport was unfortunately one of the victims from Helene’s surprise storm surge. Steve not only had to deal with the loss of his beloved Corvette, but also the shock and trauma of losing most of his personal belongings when his house was flooded as well. Here is Steve in his own words describing the claims process following his loss:

Everyone at NCM Insurance and American Modern was very helpful and very informative. NCM Representatives kept me informed, walked me through the process, and let me know what to expect and were very understanding of my loss of my 2019 Corvette Grand Sport and the trauma that came with the loss of everything in my home that I was also dealing with. I highly recommend NCM Insurance and American Modern for the coverage and cost but mostly for the quality and knowledge of all the representatives who ultimately cared for and helped me get through this catastrophe.

Others in my area, insured by different companies, didn’t experience this same level of support. Most of those around me had to have their car taken in for an inspection and didn’t see a resolution as quickly as I did. My adjuster, Marc McQuitty, helped me understand what had happened to my vehicle in ways I never even imagined. He walked me through how the Corvette’s fiberglass structure and computer systems would continue to degrade over time because of the water damage. When I sent Marc a photo of the water line, he recognized right away that it was a total loss and took immediate action. Marc arranged to have the car picked up and got both my lienholder and me a check far faster than I expected.

Thank you!
Steve Niemeyer

We are glad to hear that Steve’s claim was processed quickly and that he was dealing with a true claims professional that recognized right away that his C7 Grand Sport would be a complete loss due to the saltwater flooding that occurred from Hurricane Helene’s storm surge.

The NCM Insurance Agency only offers policies with an Agreed Value, so you know exactly what the replacement value is in case of a total loss. In Steve’s case, he also had to cover his lienholder on the car. Because of the fast claims service, the checks arrived sooner rather than later, allowing Steve to concentrate on dealing with his other losses and start the process of getting his house put back together.

When you bring a new vehicle to the NCM Insurance Agency, they lock in the purchase price for the first six months, so you don’t have to worry about depreciation or needing gap insurance. You can also save on liability with you have multiple vehicles on one policy. And with three mileage tiers available, you’ll have flexibility in choosing the one that works best for you and your driving habits. Best of all, any unused miles roll over year to year so take that road trip and know you’re protected by the NCM Insurance Agency.

Get your free quote today from the NCM Insurance Agency and see the difference they can offer. We say it’s better insurance at a better price, and you help support the National Corvette Museum in the process. Visit www.ncminsurance.com and Request your free quote today!

Source: CorvetteBlogger

For all Batman fans and collector vehicle enthusiasts, here’s a dream come true: Warner Bros. has released a limited run of the iconic Tumbler from *The Dark Knight* trilogy. Only ten of these meticulously crafted, battle-ready Batmobiles are available, making this a once-in-a-lifetime opportunity to bring a piece of Gotham home. These builds are available through Wayne Enterprises. Whether you’re an avid movie car collector or just a huge fan of Batman, these Tumblers are sure to elevate any collection. And at NCM Insurance, we’re here to help you protect your new investment with specialized collector vehicle insurance.

Why the Tumbler is the Ultimate Collector’s Dream

The Tumbler is no ordinary Batmobile. With its unique, rugged design, hefty tires, and the powerful aura of Gotham’s hero, it’s a true masterpiece of movie magic. According to Jalopnik, each Tumbler is crafted to the exact specifications of the one seen in Christopher Nolan’s legendary films, making it a true collectible for movie lovers. Although it isn’t street-legal, it’s a display-ready vehicle that commands attention, turning any collection into something unforgettable.

Protecting Your Investment with Collector Vehicle Insurance

When it comes to unique, high-value vehicles like the Tumbler, safeguarding your investment is essential. At NCM Insurance, we’re proud to offer **collector vehicle insurance** tailored for rare and iconic cars, including high-value movie cars like these Batmobiles. Our policies are designed to protect rare and one-of-a-kind vehicles, giving collectors the peace of mind that their prized assets are secure.

Own a Legendary Batmobile and Insure it with us

Bringing home the Tumbler is more than just adding another car to your collection, it’s claiming a piece of film history. At NCM Insurance, we understand the unique needs of collector car enthusiasts and offer tailored insurance options to keep your movie car fully protected.

If you’re planning to join the elite club of Batman Tumbler owners or already have a Hollywood car in your garage, talk to us about our collector vehicle insurance options. After all, every hero—and every hero’s car—deserves the right kind of protection!

Like most auto manufacturers, Chevrolet joined the electric movement with the 2024 Corvette E-Ray. All of our NCM Insurance team agree, where Chevrolet distanced themselves from the competition is the lack of a plug-in. Let’s be honest, no one wants to have to plug their Corvette in. With this much anticipated 655 combined horsepower, 0-60 in 2.5 seconds car comes the popular question “How much is this going to cost me to insure?

Most buyers simply call their standard auto agent and have them add it to their policy. Don’t get stuck paying higher premiums for a car you drive for pleasure. Collector vehicle insurance exists for this reason. With our three mileage tiers 1k, 3k or 6k your premiums are based off how often you really drive the vehicle. Also, with the agreed value portion of the policy we lock in your purchase price with no deprecation for the lifetime of the policy. The average 12-month premium on the 2024 E-Ray comes in at $1,505**.

Being inside the National Corvette Museum gives us an advantage that no other insurance agent or company has.  We don’t just understand your

passion, we live it!  We understand the lineage of your car, and where it came from.

** Premium is based off married male, 110k value and 3k miles a year. Quote premiums came from and average premium quote in KY, FL and CA

NCM Insurance Agency just pulled off a crazy cool move – we’ve teamed up with GloveBox to drop some tech magic right into your insurance world!

Yep, you heard it right – we’re talking about a slick self-service gadget that lives on your phone and computer. Say goodbye to insurance confusion and hello to a whole new level of easy policy handling and chatting with us.

Picture this: The all-new NCM Insurance Agency app is here, and it’s ready to rock your insurance socks off. With this bad boy, you can:

🚗 Tap into your carrier(s) to grab those policy docs and coveted ID cards

💸 Pay up, make a claim – it’s like insurance jazz hands

🔄 Want to switch things up? Toss us a change request, no problemo

🏎️ Got more collector vehicles than you can count? Get quotes without breaking a sweat

👯 Wave a digital wand and refer us to your cool car friends and kin in a flash

🌐 Surf our website and hang out with us in our social media pages

…and that’s just the tip of the insurance iceberg!

Eager to dive in headfirst? No worries, we’ve got you covered with a special invite link:

https://connect.gloveboxapp.com/agency?id=2193

Get ready to rock and roll with our app – we’re pretty darn excited about it, and we’re betting you’re gonna dig it too. Keep those eyes peeled, ’cause we’ve got more tricks up our sleeves – new stuff and shiny features are cruising your way soon!

Catch you on the flip side! 🚀

Working at the National Corvette Museum you get to be part of several events throughout the year like the Michelin Bash, Vettes ‘n Vets, Anniversary Celebration, and of course the National Corvette Caravan (every five years).  Occasionally, a club or organization hosts an event at the Museum that draws a big crowd and puts on a great show! Last year the CACW (Cultural Awareness Corvette Weekend) came to Bowling Green and did just that. CACW is an event hosted annually, the third week of August at the Museum. Billy Brooks, the president of this event, says, “Our goal is to galvanize African Americans (or anyone who doesn’t normally come to Bowling Green) to visit the Museum, the Corvette Plant, or the Motorsports Park to really showcase everything Corvette.” We knew this would be a great event when they had over 1,000 pre-registered attendees from around the country, so it was a no-brainer when Billy asked us to sponsor. What would start as a business relationship would turn into something Billy could have never imagined.

One hurdle we face as an agency is since we operate inside the Museum, people think we only insure Corvettes.  Since our start, we have always insured any make/model vehicle if it holds collector value, is not your daily use vehicle, and is used for pleasure use only. When Billy first asked to be a sponsor he even said, “I had always known about NCM Insurance over the years from being a member and having friends and clubs mentioning them, but I never knew how it worked. I had other cars besides Corvettes and never thought of them for insurance.”  On the 2nd day of the show, Billy came into our office and had us quote his collection which included: an El Camino, SSR, a C7 Z06, and a C5 – to name a few.  “To me, price is always important, but cheaper doesn’t always mean better. I was shocked when NCMI quoted a 12-month premium (for all of my vehicles) for the cost to insure ONE with (my big box company).” Adam worked with Billy and explained the differences between NCMI and his standard auto company by defining Agreed Value versus Stated Value, and how our one liability charge was saving him hundreds from his current policy. By the end of the conversation, Billy was both a satisfied…and shocked NCMI customer!

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We all know that insurance is only as good as the claims service and should not be solely based on price.  What is most important to our customers is what happens when you need to use it.  Billy will tell you firsthand what it is like having a dependable insurance company in your corner when an accident occurs. “I took out a policy in August of 2022, and in October, I had one of the worst experiences of my life. Billy continues, “I was driving home on the highway and lost control of my Z06. Before I knew it, I ended up in the ditch.” You can tell by the pictures, Billy was not only lucky to walk away, but also lucky to make it out alive. “It is honestly a true testament to GM and their crash safety features with the airbags and all.”  The Corvette was in such bad shape that the tow company used a forklift to scrape it off the road. Billy wasted no time and called the claims team at American Modern. “Instantly when I called, the first person I talked to asked if I was ok and in a safe place. I felt the concern and personal tone from the beginning. They had recorded all my information and advised that a claims adjuster would call within 48 hours. In less than 24 hours, Stephanie at American Modern reached out, and we started the process. Not only did Stephanie call first, but she was also my adjuster throughout the entire process. Every time they needed something, they would text/call me, and when I needed claim information, they were quick to get it back to me.” Within 3 weeks of filing the claim, Billy had a check in his hand to begin the search for his new car. “Having the Agreed Value attached to my Z06, I knew exactly how much to expect back from the insurance company (the same value I assigned to it back in August). I was fortunate enough to replace my Z06 with a 2019 Grand Sport Convertible and a 1968 Corvette.”

Billy says, “If I wasn’t retired, I would be working full time at NCMI to spread the word of my experience and how perfectly everything was handled – from start to finish!”

During the NCM Bash we were able to chat with our friends at Corvette Blogger, and the conversation turned to our programs for newer Corvettes and other modern-day collectible vehicles that we can insure as well. The good news is that any collectible vehicle can be protected with a policy from NCM Insurance, and the policies are virtually identical regardless of whether you are insuring a 1953 Corvette or a 2023 Corvette Z06.

Here are five reasons for turning to the NCM Insurance Agency to protect your Corvette(s) or other collectible vehicles:

1. Agreed Value Policy

There are different types of policies that insurance companies offer, and you want to make sure yours is an Agreed Value Policy. With an Agreed Value Policy through the NCM Insurance Agency, you know exactly what the replacement value is in case of total loss. When you bring a new vehicle to the NCM Insurance Agency, they lock in the purchase price for the first six months, so you don’t have to worry about depreciation or needing gap insurance. And in the case of swiftly rising values like what happened with the 2019 Corvette ZR1s, you can adjust your value with them at any time.

2. Mileage Options that Rollover

The NCM Insurance Agency has three mileage tiers which allow you to pick the one that works best for you and your driving habits. Those tiers are 1,000, 3,000, and 6,000 miles. One great feature that we learned is that any unused miles roll over year to year, so you are free to take those extended trips in your car and not have to worry about exceeding your mileage caps. Want to drive your Corvette to work occasionally? There is also a Work Endorsement that allows you to do so up to twice per week. One misconception is that your driving is extremely curtailed, and that’s just not the case. Pleasure driving is also allowed, but it’s not a substitute for your daily driver as your principal means of transportation, or for commuting to work (without the Work Endorsement).

3. Save on Liability with Multiple Vehicles

Many enthusiasts own more than just one Corvette, so if you have a classic Corvette, and a newer C8 Corvette (or other modern day collectible), or any combination in between, you can save bigly! The liability coverage is only required (and paid) for one vehicle, but every car on your policy is covered underneath. That means you only pay comprehensive and collision premium on those additional vehicles.

4. Expert Claims Service

It’s a fact of life that automotive accidents happen every day. When your Corvette is protected by the NCM Insurance Agency and you report an accident, a dedicated claims adjuster will be assigned to you and will help guide you through the entire process to make your Corvette right again. This means allowing you to pick your local shop that you know and trust, and in some cases, they will even pay you to work on your own vehicles.

5. Backed by American Modern

Your policy with the NCM Insurance Agency is backed by their carrier American Modern, which specializes in collector car insurance and has been around since the early 1960s. They are rated A+ by A.M. Best and have incredible resources at their disposal when it comes to dealing with a claim. The customer service aspects of their website make it easy to make a payment or manage your account.

Contact the NCM Insurance Agency by calling them at 877-678-7626 or visit their website at ncminsurance.com and request a Free Quote.

National Corvette Museum Insurance (NCMI) began with an idea, an agent, and zero policies. What is has evolved into today is something the entire team takes pride in and strives daily to build and preserve.

Since its inception fourteen years ago, the growth of NCMI has been nothing short of incredible. Executive Director Adam Boca shares, “When the thought of creating a new insurance agency was brought to my attention in 2008, I was skeptical at first as the Museum had to maintain its valued reputation. Never in my wildest imagination did I think we would be where we are today. NCM Insurance has gone from zero policies to insuring more than a billion dollars in vehicles across the country.”

It has been an incredible journey thus far, and we want to sincerely thank our customers and supporters that have referred NCMI to friends, family, club members, and co-workers over the years. Because of you, we are growing at an extremely rapid pace and have outgrown our current 400 sq ft office at the Museum.

With another customer service representative and agent being hired on the team, we are excited to announce NCM Insurance has a new and improved office space. The Museum itself will always be our home and the heart of what we do, but with the current growth rate, we have run out of space and must expand.  To help better serve our customers and sustain growth, NCMI has moved to a new location just ten minutes from the Museum.

The new office boasts an additional 2100 sq ft including room for seven extra employee workspaces, a conference room, storage space, a copy room, and a break room. We will continue to have a full-time agent located inside the Museum itself Monday through Friday. That office will now be located on Corvette Boulevard, inside the Library and Archives. We love meeting our customers face to face and sharing in the excitement of their delivery experience, so we wanted to be certain not to lose that in-house accessibility. Being onsite to assist walk-ins and answer insurance-related questions is extremely important to our business.

Adam also shares, “Leading this program from the onset has been an amazing experience. We have come a long way from the initial 120 square-foot space from where I started and have surrounded ourselves with an extremely talented team who genuinely care about our customers and the Museum. We have a great program that protects our customers when needed most, and this expansion will scale our team to service customers’ needs at the highest level.”

Our home will always be at the National Corvette Museum, and once a master plan is developed, we look forward to returning to the Museum’s campus in the future. Since its inception, NCM Insurance wanted to clarify that we are not “just another insurance agency.” When customers call, we want them to feel a personal connection and familiarity with the staff. By moving to a new, expanded location, we will continue to look for ways to improve the overall experience for customers. Please reach out with any questions you may have regarding your collector vehicle policy. Our new location has the same contact number (877-678-7626).

Get your free quote today from the NCM Insurance Agency.

Tropical Storm Ian is still developing but we want to get ahead of the curve. This evening we emailed to ALL customers in the potentially affected states of Alabama, Florida and Georgia regardless if they are in the path or not.  This is simply a reminder of the available Relocation Reimbursement.

Source: National Oceanic and Atmospheric Administration

For NCM Insurance customers who are in the path of this storm, our carrier has made available a relocation expense reimbursement that provides reimbursement for 50% of the temporary relocation costs when moving NCM Insurance protected collector cars to a safer location, subject to a maximum of $200 per collector car and $2,500 per policy. Customers with Claims regarding reimbursement should call (800) 543-2644 or you can submit a claim online at https://www.amig.com/customer/file-a-claim/.  Please retain all invoices, receipts and incurred costs with regards to any damage.

If you are unable to relocate your vehicle(s), please take the following steps to insure the vehicle is as prepared as possible:

• Take before photos of your vehicle to show the condition before a disaster strikes.
• Store copies of the registration and insurance documentation in a safe place.
• Place your vehicle(s) on jack stands as high as possible to raise it off of the ground.

Our top priority is offering personal attention to the needs of our customers – in all situations – good and bad. Please let us know if you are affected by the storms and are in harms’ way – and please stay safe.

Here are some great websites to see how Tropical Storm Ian develops:

Storm Pulse
Mike’s Weather Page
Weather Channel

Please reach out to us if you need any assistance at all.

[email protected]
877.678.7626

Finally!  Finally, we know what the most anticipated Corvette Z06 will cost.  For months speculation has been all over the map regarding one of the most important aspects of the Z06, the price.  Chevrolet dropped the pricing to the world last week and the buzz has been nuts!

Since the price reveal, we are getting bombarded with quote requests, and we can finally share some solid information.  The pricing model will not be any different with the C8 Z06 vs the C7 Z06.  It will follow the same rating profile as the previous generations Z06 and ZR1.  What is different is the dollar amount.

We wanted to give you a glimpse to what C8 Z06 insurance premiums could look like.  Now, we are going off the premise that we are going to insure the following person: ME!

A 42-year-old male, registered in KY who is married, a member of the National Corvette Museum, driven 3,000 miles or less with liability limits of $250K/$500K and $100,000 in Property Damage. This quote includes $500 deductibles on Comp and Collision and yes, this does include Roadside Assistance and Full Safety Glass Coverage.

We will show you quotes from a base price of $106,395 – all the way up to the fully loaded, Z06, Carbon wheels, etc coming in at $158,730.

To insure a base Z06, (which is funny to say). The annual (12-month) premium would be $1,586.49.

To insure the fully spec’d Z06 with all the carbon goodies that 12-month, annual premium would be $2152.80.

Now, premiums do fluctuate from one state to another, and the premium above will most likely be different from one person to another.  If you want the 6,000-mile plan the premium will change.  If you have any infractions on your Motor Vehicle Report the premiums will change.

For those that do not know, on new purchases, we lock in the purchase price (minus tax, title, and license) for the first 6 months. The value never depreciates.  We write our policies on an Agreed Value which gives you the peace of mind that your value is locked in.

When you are a month away from taking delivery is when we recommend shopping for coverage.  Click the link below to compare or quote any collector vehicle you own!

https://www.ncminsurance.com/get-a-quote/