Like most auto manufacturers, Chevrolet joined the electric movement with the 2024 Corvette E-Ray. All of our NCM Insurance team agree, where Chevrolet distanced themselves from the competition is the lack of a plug-in. Let’s be honest, no one wants to have to plug their Corvette in. With this much anticipated 655 combined horsepower, 0-60 in 2.5 seconds car comes the popular question “How much is this going to cost me to insure?

Most buyers simply call their standard auto agent and have them add it to their policy. Don’t get stuck paying higher premiums for a car you drive for pleasure. Collector vehicle insurance exists for this reason. With our three mileage tiers 1k, 3k or 6k your premiums are based off how often you really drive the vehicle. Also, with the agreed value portion of the policy we lock in your purchase price with no deprecation for the lifetime of the policy. The average 12-month premium on the 2024 E-Ray comes in at $1,505**.

Being inside the National Corvette Museum gives us an advantage that no other insurance agent or company has.  We don’t just understand your

passion, we live it!  We understand the lineage of your car, and where it came from.

** Premium is based off married male, 110k value and 3k miles a year. Quote premiums came from and average premium quote in KY, FL and CA

NCM Insurance Agency just pulled off a crazy cool move – we’ve teamed up with GloveBox to drop some tech magic right into your insurance world!

Yep, you heard it right – we’re talking about a slick self-service gadget that lives on your phone and computer. Say goodbye to insurance confusion and hello to a whole new level of easy policy handling and chatting with us.

Picture this: The all-new NCM Insurance Agency app is here, and it’s ready to rock your insurance socks off. With this bad boy, you can:

🚗 Tap into your carrier(s) to grab those policy docs and coveted ID cards

💸 Pay up, make a claim – it’s like insurance jazz hands

🔄 Want to switch things up? Toss us a change request, no problemo

🏎️ Got more collector vehicles than you can count? Get quotes without breaking a sweat

👯 Wave a digital wand and refer us to your cool car friends and kin in a flash

🌐 Surf our website and hang out with us in our social media pages

…and that’s just the tip of the insurance iceberg!

Eager to dive in headfirst? No worries, we’ve got you covered with a special invite link:

https://connect.gloveboxapp.com/agency?id=2193

Get ready to rock and roll with our app – we’re pretty darn excited about it, and we’re betting you’re gonna dig it too. Keep those eyes peeled, ’cause we’ve got more tricks up our sleeves – new stuff and shiny features are cruising your way soon!

Catch you on the flip side! 🚀

Working at the National Corvette Museum you get to be part of several events throughout the year like the Michelin Bash, Vettes ‘n Vets, Anniversary Celebration, and of course the National Corvette Caravan (every five years).  Occasionally, a club or organization hosts an event at the Museum that draws a big crowd and puts on a great show! Last year the CACW (Cultural Awareness Corvette Weekend) came to Bowling Green and did just that. CACW is an event hosted annually, the third week of August at the Museum. Billy Brooks, the president of this event, says, “Our goal is to galvanize African Americans (or anyone who doesn’t normally come to Bowling Green) to visit the Museum, the Corvette Plant, or the Motorsports Park to really showcase everything Corvette.” We knew this would be a great event when they had over 1,000 pre-registered attendees from around the country, so it was a no-brainer when Billy asked us to sponsor. What would start as a business relationship would turn into something Billy could have never imagined.

One hurdle we face as an agency is since we operate inside the Museum, people think we only insure Corvettes.  Since our start, we have always insured any make/model vehicle if it holds collector value, is not your daily use vehicle, and is used for pleasure use only. When Billy first asked to be a sponsor he even said, “I had always known about NCM Insurance over the years from being a member and having friends and clubs mentioning them, but I never knew how it worked. I had other cars besides Corvettes and never thought of them for insurance.”  On the 2nd day of the show, Billy came into our office and had us quote his collection which included: an El Camino, SSR, a C7 Z06, and a C5 – to name a few.  “To me, price is always important, but cheaper doesn’t always mean better. I was shocked when NCMI quoted a 12-month premium (for all of my vehicles) for the cost to insure ONE with (my big box company).” Adam worked with Billy and explained the differences between NCMI and his standard auto company by defining Agreed Value versus Stated Value, and how our one liability charge was saving him hundreds from his current policy. By the end of the conversation, Billy was both a satisfied…and shocked NCMI customer!

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We all know that insurance is only as good as the claims service and should not be solely based on price.  What is most important to our customers is what happens when you need to use it.  Billy will tell you firsthand what it is like having a dependable insurance company in your corner when an accident occurs. “I took out a policy in August of 2022, and in October, I had one of the worst experiences of my life. Billy continues, “I was driving home on the highway and lost control of my Z06. Before I knew it, I ended up in the ditch.” You can tell by the pictures, Billy was not only lucky to walk away, but also lucky to make it out alive. “It is honestly a true testament to GM and their crash safety features with the airbags and all.”  The Corvette was in such bad shape that the tow company used a forklift to scrape it off the road. Billy wasted no time and called the claims team at American Modern. “Instantly when I called, the first person I talked to asked if I was ok and in a safe place. I felt the concern and personal tone from the beginning. They had recorded all my information and advised that a claims adjuster would call within 48 hours. In less than 24 hours, Stephanie at American Modern reached out, and we started the process. Not only did Stephanie call first, but she was also my adjuster throughout the entire process. Every time they needed something, they would text/call me, and when I needed claim information, they were quick to get it back to me.” Within 3 weeks of filing the claim, Billy had a check in his hand to begin the search for his new car. “Having the Agreed Value attached to my Z06, I knew exactly how much to expect back from the insurance company (the same value I assigned to it back in August). I was fortunate enough to replace my Z06 with a 2019 Grand Sport Convertible and a 1968 Corvette.”

Billy says, “If I wasn’t retired, I would be working full time at NCMI to spread the word of my experience and how perfectly everything was handled – from start to finish!”

During the NCM Bash we were able to chat with our friends at Corvette Blogger, and the conversation turned to our programs for newer Corvettes and other modern-day collectible vehicles that we can insure as well. The good news is that any collectible vehicle can be protected with a policy from NCM Insurance, and the policies are virtually identical regardless of whether you are insuring a 1953 Corvette or a 2023 Corvette Z06.

Here are five reasons for turning to the NCM Insurance Agency to protect your Corvette(s) or other collectible vehicles:

1. Agreed Value Policy

There are different types of policies that insurance companies offer, and you want to make sure yours is an Agreed Value Policy. With an Agreed Value Policy through the NCM Insurance Agency, you know exactly what the replacement value is in case of total loss. When you bring a new vehicle to the NCM Insurance Agency, they lock in the purchase price for the first six months, so you don’t have to worry about depreciation or needing gap insurance. And in the case of swiftly rising values like what happened with the 2019 Corvette ZR1s, you can adjust your value with them at any time.

2. Mileage Options that Rollover

The NCM Insurance Agency has three mileage tiers which allow you to pick the one that works best for you and your driving habits. Those tiers are 1,000, 3,000, and 6,000 miles. One great feature that we learned is that any unused miles roll over year to year, so you are free to take those extended trips in your car and not have to worry about exceeding your mileage caps. Want to drive your Corvette to work occasionally? There is also a Work Endorsement that allows you to do so up to twice per week. One misconception is that your driving is extremely curtailed, and that’s just not the case. Pleasure driving is also allowed, but it’s not a substitute for your daily driver as your principal means of transportation, or for commuting to work (without the Work Endorsement).

3. Save on Liability with Multiple Vehicles

Many enthusiasts own more than just one Corvette, so if you have a classic Corvette, and a newer C8 Corvette (or other modern day collectible), or any combination in between, you can save bigly! The liability coverage is only required (and paid) for one vehicle, but every car on your policy is covered underneath. That means you only pay comprehensive and collision premium on those additional vehicles.

4. Expert Claims Service

It’s a fact of life that automotive accidents happen every day. When your Corvette is protected by the NCM Insurance Agency and you report an accident, a dedicated claims adjuster will be assigned to you and will help guide you through the entire process to make your Corvette right again. This means allowing you to pick your local shop that you know and trust, and in some cases, they will even pay you to work on your own vehicles.

5. Backed by American Modern

Your policy with the NCM Insurance Agency is backed by their carrier American Modern, which specializes in collector car insurance and has been around since the early 1960s. They are rated A+ by A.M. Best and have incredible resources at their disposal when it comes to dealing with a claim. The customer service aspects of their website make it easy to make a payment or manage your account.

Contact the NCM Insurance Agency by calling them at 877-678-7626 or visit their website at ncminsurance.com and request a Free Quote.

National Corvette Museum Insurance (NCMI) began with an idea, an agent, and zero policies. What is has evolved into today is something the entire team takes pride in and strives daily to build and preserve.

Since its inception fourteen years ago, the growth of NCMI has been nothing short of incredible. Executive Director Adam Boca shares, “When the thought of creating a new insurance agency was brought to my attention in 2008, I was skeptical at first as the Museum had to maintain its valued reputation. Never in my wildest imagination did I think we would be where we are today. NCM Insurance has gone from zero policies to insuring more than a billion dollars in vehicles across the country.”

It has been an incredible journey thus far, and we want to sincerely thank our customers and supporters that have referred NCMI to friends, family, club members, and co-workers over the years. Because of you, we are growing at an extremely rapid pace and have outgrown our current 400 sq ft office at the Museum.

With another customer service representative and agent being hired on the team, we are excited to announce NCM Insurance has a new and improved office space. The Museum itself will always be our home and the heart of what we do, but with the current growth rate, we have run out of space and must expand.  To help better serve our customers and sustain growth, NCMI has moved to a new location just ten minutes from the Museum.

The new office boasts an additional 2100 sq ft including room for seven extra employee workspaces, a conference room, storage space, a copy room, and a break room. We will continue to have a full-time agent located inside the Museum itself Monday through Friday. That office will now be located on Corvette Boulevard, inside the Library and Archives. We love meeting our customers face to face and sharing in the excitement of their delivery experience, so we wanted to be certain not to lose that in-house accessibility. Being onsite to assist walk-ins and answer insurance-related questions is extremely important to our business.

Adam also shares, “Leading this program from the onset has been an amazing experience. We have come a long way from the initial 120 square-foot space from where I started and have surrounded ourselves with an extremely talented team who genuinely care about our customers and the Museum. We have a great program that protects our customers when needed most, and this expansion will scale our team to service customers’ needs at the highest level.”

Our home will always be at the National Corvette Museum, and once a master plan is developed, we look forward to returning to the Museum’s campus in the future. Since its inception, NCM Insurance wanted to clarify that we are not “just another insurance agency.” When customers call, we want them to feel a personal connection and familiarity with the staff. By moving to a new, expanded location, we will continue to look for ways to improve the overall experience for customers. Please reach out with any questions you may have regarding your collector vehicle policy. Our new location has the same contact number (877-678-7626).

Get your free quote today from the NCM Insurance Agency.

Tropical Storm Ian is still developing but we want to get ahead of the curve. This evening we emailed to ALL customers in the potentially affected states of Alabama, Florida and Georgia regardless if they are in the path or not.  This is simply a reminder of the available Relocation Reimbursement.

Source: National Oceanic and Atmospheric Administration

For NCM Insurance customers who are in the path of this storm, our carrier has made available a relocation expense reimbursement that provides reimbursement for 50% of the temporary relocation costs when moving NCM Insurance protected collector cars to a safer location, subject to a maximum of $200 per collector car and $2,500 per policy. Customers with Claims regarding reimbursement should call (800) 543-2644 or you can submit a claim online at https://www.amig.com/customer/file-a-claim/.  Please retain all invoices, receipts and incurred costs with regards to any damage.

If you are unable to relocate your vehicle(s), please take the following steps to insure the vehicle is as prepared as possible:

• Take before photos of your vehicle to show the condition before a disaster strikes.
• Store copies of the registration and insurance documentation in a safe place.
• Place your vehicle(s) on jack stands as high as possible to raise it off of the ground.

Our top priority is offering personal attention to the needs of our customers – in all situations – good and bad. Please let us know if you are affected by the storms and are in harms’ way – and please stay safe.

Here are some great websites to see how Tropical Storm Ian develops:

Storm Pulse
Mike’s Weather Page
Weather Channel

Please reach out to us if you need any assistance at all.

[email protected]
877.678.7626

Finally!  Finally, we know what the most anticipated Corvette Z06 will cost.  For months speculation has been all over the map regarding one of the most important aspects of the Z06, the price.  Chevrolet dropped the pricing to the world last week and the buzz has been nuts!

Since the price reveal, we are getting bombarded with quote requests, and we can finally share some solid information.  The pricing model will not be any different with the C8 Z06 vs the C7 Z06.  It will follow the same rating profile as the previous generations Z06 and ZR1.  What is different is the dollar amount.

We wanted to give you a glimpse to what C8 Z06 insurance premiums could look like.  Now, we are going off the premise that we are going to insure the following person: ME!

A 42-year-old male, registered in KY who is married, a member of the National Corvette Museum, driven 3,000 miles or less with liability limits of $250K/$500K and $100,000 in Property Damage. This quote includes $500 deductibles on Comp and Collision and yes, this does include Roadside Assistance and Full Safety Glass Coverage.

We will show you quotes from a base price of $106,395 – all the way up to the fully loaded, Z06, Carbon wheels, etc coming in at $158,730.

To insure a base Z06, (which is funny to say). The annual (12-month) premium would be $1,586.49.

To insure the fully spec’d Z06 with all the carbon goodies that 12-month, annual premium would be $2152.80.

Now, premiums do fluctuate from one state to another, and the premium above will most likely be different from one person to another.  If you want the 6,000-mile plan the premium will change.  If you have any infractions on your Motor Vehicle Report the premiums will change.

For those that do not know, on new purchases, we lock in the purchase price (minus tax, title, and license) for the first 6 months. The value never depreciates.  We write our policies on an Agreed Value which gives you the peace of mind that your value is locked in.

When you are a month away from taking delivery is when we recommend shopping for coverage.  Click the link below to compare or quote any collector vehicle you own!

https://www.ncminsurance.com/get-a-quote/

Paul has been a gear head most of his life.  He started out in the hobby early on by racing motorcycles in Oklahoma and Texas.  That segued into vehicles with four wheels soon after.   Paul says, “What really got me started collecting vehicles was when I first bought my 1970 Mustang GT350. I’ve owned that close to 35 years”. Being involved in numerous car clubs like Mustang Club of America, The National Corvette Museum and Team Shelby kept him active in the hobby as well. Throughout the years Paul had built up a great collection containing a 2014 Corvette, 1965 Grand Sport Replica Corvette, 1988 Corvette Challenge Car, 2008 Mustang GT500 and a 1970 Ford GT350. Paul says, “It’s always hard choosing your favorite car in the collection but mine had to be the 1963 Grand Sport Replica”. Paul’s wife even got into the hobby when she picked up the 2008 GT500 11 years ago. 

No one plans on having a total loss in insurance, much less 3 total losses but sadly Paul Read experienced that in just one day. On a frigid February morning in Texas, in a detached garage, home to several collector vehicles Paul found himself trying to save his prized possessions that had just gone up in flames.  

That February day was not just any other day but was special since it was Paul’s birthday. Paul recalled doing some work out in the garage, accompanied by a couple space heaters, that morning when he came inside to make a phone call. Him and his wife had planned on going to Sebring but had to call and cancel the reservation last minute. “when I walked in the house, I remember the power going off inside but didn’t think to much about it since rolling brown outs were common this time of year.” He then retreated to the garage to finish cleaning up when he noticed smoke starting to form around the door. “I immediately opened the door and black smoked came rolling out”. Read then proceeded to crawl under the smoke to try and open the garage door. “I was able to get the garage door open and tried to grab the keys to the cars but when I did, I could hear the C7 Corvette try and turn over and immediately took off running back. I tried calling the Fire Department, but the damage was already done, and the garage was in flames”.  

Paul reached out to us the very next day to start the claims process. “I was immediately assigned a claims adjuster who reached out to me to explain the process” he also says “within a few days an appraiser was sent out to access the damage, try to figure out what caused the fire and take pictures” “American Moderns claims team was great to deal with constant communication throughout the process and within 3 weeks I had a check in my hand and was able to go out and buy a C7 Z06 and 2018 GT350 to try and start the collection process again!” “when you start to shop insurance, you mainly focus on the cost of insurance and not the claims reputation. You never plan on having a claim just paying the insurance on time. This is a great example of why NCM Insurance has great rates but an even better claims team”

Have you ever driven 1900+ miles in a near 45+ year old vehicle in 2.5 days? If you have, you know that once you complete that drive without incident you are a legend…. Well, in your own mind.

That is exactly what Sam Milam, and I did. We drove my newly acquired 1972 Chevrolet Suburban, 3-door and ¾ ton, from Boise, ID to Bowling Green, KY this past April.

You know how sometimes deals just fall in your lap? Well, this was one of those deals. A longtime friend and customer Adam Pitale, founder of Adam’s Premium Car Care Products called me up to chat about cars, life, and family as friends do. I mentioned that my son, Owen (11), approached me about wanting to build an engine and as a father, that was music to my ears! I mentioned that we were building a 383ci engine and needed something to put it in. Adam, being the friend he is, quickly said “I have the perfect vehicle for that motor!”  Well…one thing led to another, and we struck a deal on this Ochre over White 3-Door Suburban.

Now, a Suburban was not even on my radar. I was thinking more like a Chevelle or Nova, but there was something special about this truck. It spoke to me…

To be honest, I was not ready to buy a vehicle. I made a couple of phone calls, put together a case for my wife and then committed to buying it. One of my negotiation tactics for my wife, Kelly, was that we own a 1969 Corvette, but nothing for us to enjoy as a family. No vehicle for us to share and enjoy the rolling hills of Kentucky in, together. This has plenty of room, so much so, that we all can take a row (3 rows) and just go for a drive.

Buying the vehicle from Adam was a dream and he was more than generous with making sure the truck was in great shape. I went back and forth on whether I was going to ship the vehicle back to Kentucky or drive it. After getting numerous quotes for transporting, I just could not justify the expense. It was clear that I was going to drive it back…. all nineteen hundred and thirty-four miles.

Sam and I were scheduled to be in Phoenix, AZ for an insurance industry conference. From there we would fly to Boise, ID to pick up the Suburban. The plan was coming together. We loaded up our camera equipment to vlog the journey and even ordered social media decals to see if anyone would see the truck and follow the journey.

We were well equipped in the event of a breakdown. I read every article I could find on what to bring on a cross-country trip in an old vehicle. I contacted friends and insureds along the route to see if they would be available in the event, we needed help.

My tool kit included:

• Sockets, vise-grips, wrenches, screw drivers, wire crimpers, pliers, electrical wire, crimp connectors, electrical tape, hand-held electronic test gauge, duct tape, zip ties, bailing wire, tire gauge, tire puncture kit, multi-tool, gloves and a first aid kit.

My spare parts kit included:

• Ignition coil, 2 fan belts, upper and lower radiator hoses, various size hose clamps, vacuum hoses, fuel pump, spare fuses and bulbs, jumper cables, jumper box to power our electronics, bearing grease, thermostat, spark plugs, and a few other miscellaneous items.

In the end, all of this was unnecessary, but my moto was to be prepared for the worse and hope for the best…. And the best won!

We left the desert heat of Phoenix at 7:00am that Sunday and flew to Boise.  When we arrived in Idaho it was snowing. Clearly, the ideal conditions for buying an old truck. Nevertheless, we hopped in the F-350 that Adam had left for us at the airport (in true Adam Pitale fashion) and b-lined for the auto-parts store.  We bought the essentials, antifreeze, oil, glass cleaner and a gas can.

I am sure Adam could sense my anticipation and excitement when we met his friends and family for lunch. I was obviously eager and excited; you all know the feeling I’m talking about. After lunch, we pulled up to his garage and when the door rose, I thought “man, this is better in person!” We went over the truck with Adam, and then began the 30-hour drive.

Day 1: Boise, ID – Evanston, WY.

With this being a “new to me” vehicle, we started our road trip with caution. This first leg was around 6.5 hours, our goal was getting into Wyoming on Day 1. Mission accomplished. The truck performed flawlessly!

Day 2: Evanston, WY – Nebraska City, NE

This was our longest leg, 12 hours and 845 miles. Sam and I were getting more comfortable with the truck with every mile. She purred from 6:15am – 12:00am. We only stopped for fuel, photo ops and food. I was amazed at how it hummed down the interstate. One small problem occurred with the speedometer cable, but we quickly disconnected it from the back of the gauge, and we were set.

Day 3: Nebraska City, NE – Bowling Green, KY

Our final day! We were ready to get home. This leg was 11 hours and 663 miles. As we got more comfortable, the truck started to remind us that she was no spring chicken! Sam was at the wheel and noticed that the oil pressure had dropped. Additionally, it started to develop a lifter tap. We quickly pulled off at the next exit and checked the oil. 1500 miles (about half the width of the United States) in an old vehicle will burn through oil! We topped it off, and she was back to that beautiful purr!

While we were getting fuel at our very last stop, I was too focused on getting a photo of our gas guzzler and the group of Tesla’s at the charging station, that I left the gas cap on the pump. 10 minutes later I smelt a strong gas odor, and I immediately knew what I did. We were close to an auto parts store; we swung in to see if they had one instead of going back. We stopped at two stores and spent a combined hour at both. We should have gone back for it…

Throughout the trip we met many people at gas stations who reminisced about when they had “one just like it” or just giving a thumbs up along the way. To me, that was a highlight I was not expecting. This was a bucket list item crossed off my list that I will soon not forget.  Before anyone asks, this is insured by NCM Insurance!

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