Just over 10 years ago the National Corvette Museum launched the NCM Insurance Agency. Over the last 10 years we have grown substantially, but we have not been able to offer coverage to residents in the great state of New York. We have been asked countless times “When?” and we have not had a clear answer…. Until now!
We are extremely excited to be able to now offer coverage to you and your collector vehicle friends! Below you will find information on our coverage.
We can insure ANY Year, Make and Model collector vehicle (not just Corvettes!)
Agreed Value Protection – We agree on what the car is worth, no questions to what the car is worth if the car is deemed a total loss.
NCM Member? We have a discount for members of the National Corvette Museum.
Deductible options – from $50 and up to help reduce premium
One Liability Charge – Own more than one collector vehicle? No need to pay liability on each one like standard auto insurance.
Expert Claims Service – Top notch experts in collector vehicles will guide you through the claims process.
Helps support the National Corvette Museum.
Feel free to call our office at 877.678.7626 to speak with an in-house agent or visit us online at ncminsurance.com. If you do the online option please keep hitting “NEXT” at the bottom of each page.
We have four outstanding agents ready to help you!
We are very excited about opening in your state, and we hope to earn your business!
This month we have been on a marathon mission! The NCM Insurance Agency has been at 5 shows over the last month meeting many new faces and seeing many of our current friends/customers. The month of May has been a car person’s month.
The National Corvette Museum hosted the annual C5/C6 Bash bringing over 1,000 people into Bowling Green. This event draws folks in from all over the world to celebrate the creation of the C5 (1997-2004) and C6 (2005-Current) Corvettes. Many of GM’s top Corvette engineers, designers, marketers, etc come to this event along with racing drivers and team members from Corvette Racing. We host a ton of road tours to various scenic destinations from bourbon distilleries to wineries and manufacturers of great homemade artisan cheeses. We ended the event with the Margaritaville Banquet in the National Corvette Museum’s conference center. This is an event that should not be missed!
The next weekend we attended the National Street Rod Association South East event in Knoxville, TN. I am used to Corvette events, but if you are a car person you need to add this to your bucket list! Some of the finest street rods in the country along with some of the top vendors of rodding goodies were in attendance. We had the pleasure of meeting all new faces at this event, and we hope that we were able to educate folks about what we have to offer. Check out our facebook page for photos of the event. We will also be attending the NSRA Nationals in Louisville, KY this August! Look for us there!
The following weekend we were home at the C4 Gathering here at the National Corvette Museum. This is a great event that really caters to the lovers of the C4 Corvette (1984-1996). This event draws a large number of ZR-1 and Grand Sport Enthusiasts. We had an outstanding display of modified ZR-1’s including 3 Lingenfelter cars, 2 of which have the rare body package. We had a great looking twin turbo ZR-1 along with a rare 1986 prototype ZR-1! This year also marked the 15th anniversary of the 1996 Grand Sport with the LT4 engine. We had two 1996 Grand Sports, a 1963 Grand Sport replica, and a new Grand Sport on display. This event is getting better and better each year!
A couple of weekends later we found ourselves in the great state of Texas. We attended the Lone Star Corvette Classic at Texas Motor Speedway. The Lone Star Corvette Club (largest single club in the US) puts on a great show! We began at the Marriott hotel in Fort Worth with registration and with some of the vendors who were setup. Friday evening was mix and mingle with participants and vendors, sample the taco bar and then NCM Insurance Agency proudly sponsored the dessert table. Saturday started bright and early at Texas Motor Speedway under the grandstands where we set up our insurance display, and we also brought the Corvette Store to Dallas. We had a great turn out and saw some amazing Corvettes! The Lone Star Corvette Club has been an outstanding supporter of the National Corvette Museum, and they also were the first club to purchase Car Club Liability and Directors and Officers coverage from us. We appreciate all that this club does for us!
As I type this we are in our 2nd day of the Corvette Forum Cruise In. This event holds a special place in my heart as it was an event I helped create back in October of 1999. Because of this event and Corvette Forum I have many friendships that I truly cherish. I met my lovely wife, Kelly, through the Corvette Forum as well! This year was a special year as we also hosted 80 Wounded Warriors from Fort Campbell and Fort Knox. The participants of the Corvette Forum Cruise In drove to each military base and picked up a solider that is part of the Wounded Warriors program. These soldiers were lead by the Kentucky State Police back to the National Corvette Museum where they were treated to a BBQ lunch, and guided tours of the National Corvette Museum and the Corvette Assembly Plant. They wrapped up the day with whoopie pies (from the Corvette Café), brownies and a great goodie back pack donated by Mobil 1. This was a great way to start our Memorial Day weekend, by recognizing and honoring those who protect our freedom!
As you can see the month has been jammed pack full of activities. We are looking forward to a couple weekends at home, then we are back on the road to the Ault Park Concours d’Elegance in Cincinnati, OH. We hope to see you at an event near you sometime soon!
PS: If you are hosting an event and would like some NCM Insurance brochures to pass out or include in goody bags please email me at [email protected]
NCM Insurance is pleased to announce the addition of our newest agent, Ginnie Ashley. Ginnie comes to us with 6+ years of insurance experience, and from a family of car lovers!
Ginnie is excited to join our team and says, “I am excited to be part of a growing organization focusing in collector vehicle insurance. Everyone I have met loves working for the NCM, and I love the team atmosphere. I am grateful for the opportunity to transition into a long-term career in such an exciting facility. “
Ginnie came to us from the traditional insurance world but wanted to focus on a niche. She feels that honing her craft with one product is a huge advantage for our customers, and we would absolutely agree! “I am looking forward to interacting with our current and potential customers from all over the US. I am looking forward to going to shows and events where I can put a face to the name/car and take part in what makes our customers excited and share their passion of collector cars.”
Ginnie will bring her skills of providing our customers with top notch customer service. She is a licensed Property & Casualty Agent and will be able to quote, bind, make policy changes and any other insurance needs that you may have.
With every new generation Corvette comes an unmatched excitement and anticipation for what GM has designed. This generation, the 8th, could be argued to be the most anticipated CAR (not just Corvette) to date. If you live off the grid, deep in the woods, with no communication to the outside world and you haven’t heard or seen… Yes, the C8 will be the first production mid-engine Corvette from GM. Rumors started swirling around early in 2019 that 2020 will be the year GM finally switches to the mid-engine and since the unveiling, on 07.18.19, the Corvette world has been left drooling. So much so, it even picked up MotorTrend Car of the Year, 2020 NACTOY, MotorWeek Best Performance car of 2020 and Best of the Year. We are sure many more awards are to come!
If you are lucky enough to call Bowling Green home, you have been fortunate enough to see these cars driving the streets daily. Even having seen them for months, in each passing brings a quick head turn and a “WOW”. Those not as fortunate as us in Bowling Green, who have allocations or orders in for the 2020 are finally starting to see their cars coming down the production line with the $3,000,000 VIN 001 leading the pack off the line on February 3rd.
We are following the excitement on various forums, Facebook groups and hearing the excitement from customers who are tracking their orders. Excitement is growing, production is happening, and soon…..very soon….you will be in the drivers seat of your new, world class Corvette!
While most consumers don’t have to worry about insuring their Corvette for $3,000,000, none the less, you will still have to insure it. Most buyers simply call their standard auto agent and have them add it to their policy. Don’t get stuck paying higher premiums for a car you drive for pleasure. Collector vehicle insurance exists for this reason. With our three mileage tiers 1k, 3k or 6k your premiums are based off how often you really drive the vehicle. Also, with the agreed value portion of the policy we lock in your purchase price with no deprecation for the lifetime of the policy.
Being inside the National Corvette
Museum gives us an advantage that no other insurance agent or company has. We don’t just understand your passion, we
live it! We understand the lineage of
your car, and where it came from.
Now, just because we are inside the
Museum, that does not mean we only insure the Corvette. We can insure ANY collector vehicle. You may also own a Chevelle, Mustang,
Ferrari, or a Cobra replica. We can
insure those, too! When you have
multiple collector vehicles on a policy you will see the savings only multiple.
Are you ready to give us a shot? Give one of our agents a call at 877.678.7626 for a no obligation quote. It will be worth your time!
One of the items needed to start a policy is the Declarations of Coverage Pages. These are for the vehicle(s) that you and members of your household drive every day.
We are often asked “why do you need these?” Well, we are required to obtain a copy per our carrier. It list important information like:
That you own daily use vehicles.
Effective dates.
Policy Coverage’s.
Who else is covered on the policy.
We are required to show the carrier that you and other members of the household have daily use vehicle(s) that are currently insured, that the vehicle(s) that we are going to insure are not intended for daily use and lastly, not to exceed liability coverage on your standard auto policy.
Below you will find examples of what is needed from your standard auto company:
My relationship with NCM Insurance began in June of 2019 when my previous insurance company let me down. I purchased a new McLaren 600LT that they would not insure – AFTER providing me a quote for said McLaren. My previous Insurance Company told me that it was in error, and there was nothing that they could do. I needed to shop for a new insurance company and fast! After contacting several insurance companies and obtaining quotes, I found the NCM Insurance Agency to be competitively priced and easy to work with.
They have Excellent
customer service and competitive pricing for customized insurance, to cover all of our weekend collectibles. They
are very accommodating and friendly.
I think people should know that The NCM Insurance Agency offers
insurance to non-Corvette owners as well, and is still competitive. The agreed
value policy allows me to adjust coverage on my policy as the value changes (up
or down) saving me money. They did an
excellent job putting this all together, and did it quite quickly!
CALL THEM. They are not high pressure, if its not a fit –
you won’t spend all day just trying to find that out. Chances are, they can
help you too! I was worried at first, because none of my cars are (currently)
Corvettes , but they still offered me the best coverage and insurance package
for the three weekend collectibles we own and use for pleasure.
We are very pleased with the new coverage and the NCM
Insurance Agency!
I am writing to express my appreciation for the NCM Insurance Agency. I have (had) a 2008 Z06 Corvette that was highly modified with RWHP at more than 1,300 – yet comfortable to drive. I had spent a great deal of money putting together this show car that had under 20,000 miles on it when the following occurred:
My car caught fire with me in it! Not 100%
sure of the cause, but I believe it was the alternator that caught fire. Long
story short, I was able to coast to a stop while the flames were growing out of
control, and the cabin was uninhabitable. I was not able to do anything but
stand by as I watched my special car burn to the ground despite the efforts of
the local fire department. Needless to say – it was a total loss.
While a devastating loss, as you car guys and
gals can fully understand, a positive claims response is key. The NCM Insurance
Agency and American Modern Insurance Company responded compassionately, and
quickly and paid the Agreed Value amount which escalated annually at 4.00%.
They did not raise any concerns or express any doubt of anything reported. They
just took care of the situation.
Bottom line to me was that while a terrible
experience had happened, NCM Insurance responded with an AAAA++++ performance
and I highly recommend them for insuring your special cars.
A sincere thank you, and this NCM member is truly
appreciative of this special entity and the role they play in the enjoyment of
our special cars.
I have owned collector cars since the 1980s and have used most
every collector insurance company that is out there today. Having never had a
claim, thank goodness, I only had two ways of evaluating a collector car
insurance agency. Price is certainly important, but I have learned not to
simply buy on price. The second, and actually the most important thing to
evaluate is a bit more complex. That somewhat more subjective thing is service.
Everyone says that they have good service, however I have come to
learn that maybe my threshold for good service is somewhat higher than some in
what I find acceptable. I learned this first hand a few year ago when I was
insured through another company for my collector cars.
I once owned a 1996 Impala Super Sport (yes, the black menacing
looking one) and I loved that car. It was one of a very few cars I kept for
over 100,000 miles. A few years ago, I decided I wanted another one and found a
very low mile perfect example. I bought it and called my collector car
insurance company to add it to the policy. The “underwriter” came
back and told me that they would not insure a ‘96 Caprice. I politely stated
that an Impala SS is certainly very different from a Caprice. I was told that it
was no different based upon the VIN. They finally and begrudgingly agreed to add
the car, again balking at its stated value, but did it based on our
relationship. Well, by now we clearly had differing views on our
‘relationship.’
The next day I phoned the NCM Insurance Agency. Bobbie Jo was the first person I spoke with at NCM. Well, what a difference from the “how can I not help you” person from the other company. Friendly. Knowledgeable. Simply said, a competent person who made me feel that my insurance needs were important to her, too! What a change that was!
Oh, and yes, she immediately and intuitively knew than an
Impala SS was different from a Caprice. I completed the paperwork that night,
became a customer of NCM Insurance the very next day, and have never looked
back! I should add that my premium also went down from what I had been paying.
Better, friendlier service, and I was saving money.
As a customer for a few years now I can unequivocally say I have
no plans of ever going to another agency, ever! Anytime I need to change a car
or have a question, everyone I speak with is helpful, efficient and friendly.
If you own a collector car and are not currently insured through
the NCM, I strongly urge each of you to call Adam, Bobbie-Jo, Sharon, or Sam,
and discuss your needs with them. I am confident that you will experience the
same level of exceptional service that I receive each and every time.
As the owner of Conte’s Corvettes and Classics, I am constantly
asked by friends buying their first or another classic car who I suggest for
insurance. I smile and simply say, “Do what I do myself, call my friends
at NCM.” Most all do, and most go out of their way to let me know that
their experience is exactly like mine and thank me for letting them know about
NCM. It is just so rewarding to deal with friends who know what they are doing
and do it well each and every time. That is what you get from NCM Insurance. Check
it out, and I am confident that you too will agree My thanks to the entire team
at NCM for being there and for what you do!
Tropical Storm Barry is still developing, but we want to get ahead of the curve and chaos! This email is going out to ALL customers in Louisiana, regardless if you are in the path or not.
For NCM Insurance customers who are in the path of this storm, our carrier has made available a relocation expense reimbursement that provides reimbursement for 50% of the temporary relocation costs when moving NCM Insurance protected collector cars to a safer location, subject to a maximum of $200 per collector car and $2,500 per policy. Customers with Claims regarding reimbursement should call (800) 543-2644 or you can submit a claim online at https://www.amig.com/customer/file-a-claim/. Please retain all invoices, receipts and incurred costs with regards to any damage.
If you are unable to relocate your vehicle(s), please take the following steps to insure the vehicle is as prepared as possible:
Take before photos of your vehicle to show the condition before a disaster strikes.
Store copies of the registration and insurance documentation in a safe place.
Place your vehicle(s) on jack stands as high as possible to raise it off of the ground.
Our top priority is offering personal attention to the needs of our customers – in all situations – good and bad. Please let us know if you are affected by the storms and are in harms’ way – and please stay safe.
Here are some great websites to see how Barry develops:
It is hard to believe that 10 years ago was the start of the NCM Insurance Agency. It has been an amazing ride, with MANY MANY ups, and of course, very few downs.
Over the last 10 years we have insured THOUSANDS, yes
THOUSANDS of customers with some amazing vehicles, and it has been an honor!
We are asked quite frequently how we came to be, and we hope
you will follow along.
Our management team at the National Corvette Museum was
approached by a larger insurance agency about feeding leads (customers) to
them. In return we would obtain a small
finder’s fee. This small seed is what
started us down this path. Wendell
Strode, Museum Executive Director, felt that instead of getting a small
finder’s fee it would be beneficial to start our own insurance agency.
I was tasked with the job and embraced it as if it was my
own. Starting with completing the proper
credentialing in not only Kentucky, but the other 42 states that we
service. This was not an easy task, but
I was up for the challenge.
We started off with a clean slate, policy zero. No insurance background what-so-ever, however,
because of the relationships we had with our members/donors we felt like it was
a natural step for us to take.
I will never forget day 1 that we made the
announcement. Calls didn’t stop! I still have the yellow legal pad with the
HUNDREDS of names and phone #’s. We were
not prepared, I should say I WAS NOT PREPARED!
I was the only agent that we had, I was the CSR, I was it! I quickly put a call in to our carrier and
asked for help, STAT! American Modern
sent down two to help with the phone and processing quotes/policies. They were coming in quicker than we could handle!
Over the course of the next couple years we would continue
to fine tune the process to make the journey for our customers easy and help
provide the best possible experience for our customers.
Part of the “best possible experience” was to hire a
Customer Service Rep. In April of 2012 I
was able to bring Bobbie Jo Lee back into the NCM. She had ventured away to follow her husband,
Darrell, as they embarked on a new career which took them to Arizona. A short time after they left, they found
themselves back in Bowling Green, and I knew that she would be perfect for this
position. Perfect she was! She has this inherent sense of compassion
that makes people feel at ease. Within a
year she moved from a CSR to an agent, and we have never looked back!
We plugged away for the next couple of years continuing to
hone the process. We were quickly
becoming one of the top agencies for our carrier. Calls were not slowing down, and because of
this, we were servicing more and more customers. Because of this, our customers were waiting
on hold, our responses were short, and our quality was suffering. It was time to hire and move from our small
11×14 office to a legitimate office, what I have dubbed the “NCM Insurance
Agency WORLD Headquarters!”
With the blessing of our management we were fortunate to
move into the lobby of the National Corvette Museum and build an amazing
storefront! We also were able to hire
Jeff Forsythe and Sharon Smith. Jeff was
freshly retired from the police department in Sheridan, Wyoming and Sharon was
in banking.
Sharon and her husband were customers from 2011, and local
to Bowling Green. I attended church with
her, and both Chris and Sharon taught Sunday School to my daughter,
Gracelyn. While at a local Cars &
Coffee one morning I mentioned that we were looking for a CSR and Chris’s ears
perked up. Sharon is the one that makes
sure that our i’s are dotted, and t’s are crossed. Sharon is now a licensed Agent and she keeps
us compliant and consistent! We really
need this!
Jeff is a car guy, passionate about talking cars to customers. He wasn’t too sure about this insurance role, but did a great job working with our customers. Eventually, another position opened in our security department and he moved to that. We then hired Sam Milam.
Sam had a couple years in the insurance industry and
provided some great insight into the standard auto world to our customers. He is super cool under pressure, and nothing
seems to faze him! We are thoroughly
enjoying watching him go from engaged to married to his wife, Jasmine, and he
is about to be a dad to little girl. We
love seeing our team and their families grow!
This team is amazing!
They are rock stars! They hear
your stories about your cars, they hear
why your car is important to you…They have heard the memories that you and your
loved ones have shared with your car….They have helped you through the claim
process….They have been yelled at, but they have also consoled you when a loved
one has passed. They are the best in the
business, and I am proud to work with them.
None of this would have been possible without you, our
customer. Regardless if you have a
single vehicle policy with us or one with hundreds of cars we value your
relationship the same. We are honored
and humbled to be your choice to insure your prized possession.
I often remind customers that feel like we are just in the money-making business that the #1 reason insurance was created is to PAY COVERED CLAIMS! We are fortunate to travel the country to many car shows throughout the year, and we hear your stories about how you were satisfied with the claims process. We get no greater joy when we hear or read this.
To our current, past and future customer, thank you! The last 10 years have been amazing, and it is all because of YOU!