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Modified Collector Car Insurance with an Agreed Value!





So you’ve just convinced your wife that you “need” that supercharger for your 400+ hp Corvette, or that your C3 needs that heads and cam package, 5 speed tranny, beefed up suspension and big brake kit. You have a long list of modifications for your car that you want to do this winter and the bill is adding up. Have you thought about what will happen if you wreck your car? Are you afraid to tell your insurance company that you added all of these modifications in fear they may cancel you? There should be no concern with the NCM Insurance Agency’s Collector Vehicle Insurance program.



Many insurance companies refuse to write modified cars or cover you for the modifications you have done to the car. They think that all car owners are the “Fast and Furious” types, ripping up the streets at night. Most of our customers just love having super high performance engines, trick paint jobs, etc. This is where the NCM Insurance Agency can help!



Collector Car Insurance through the National Corvette Museum Insurance Agency is extremely affordable. We consider cars to be modified when the performance has been increased 25% or more, the body, chassis, frame have been altered, custom paint job over $10K in value, more than $5,000 in other modifications, or stereo over $3,000. There are several items that we would not consider modifications, such as chrome/painted under hood accessories less than $5,000, rims, exhaust, intake, mild cam, etc. These type accessories would fall under the stock/minimal modification category.



We would be able to write your modified car under an Agreed Value policy, which means you and I agree upon a value that the car is worth in today’s market, and that would be what you would get paid if you have a total loss.



Typically our customers who have highly modified cars tend to drive their car less and also less aggressive, and making them great risks to cover. They generally take them out for car shows, local cruise-ins, club events or just for nice cruises.



If you have a modified car, and are on your normal insurance, you may be asking for trouble. Check us out at www.ncminsurance.com or give us a call at 877.678.7626. When putting together a quote make sure you select “Modified” if your car is modified. If you have a C5/C6 Z06, 427 Convertible or C6 ZR1 be sure to select EXOTIC under the classification to get your proper annual premium.



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NCM Insurance Offers 9-5 Work Endorsement

Did you know that most collector car insurance carriers do not allow its customers to drive their collector car to work? Crazy isn’t it? We believe that some of the best fun of owning a Corvette, street rod, classic car, or modern muscle is having the ability to show it off to your co-workers!

The NCM Insurance Agency loves giving our insured’s the option to drive your prized possession to work. The 9-5 endorsement can be purchased and allows our customers the opportunity to drive their car up to 2 times per week to work.

We also offer great mileage plans from 1,000, 3,000, and 6,000 plan along with deductibles from $0-10,000 to help reduce your premium.

To learn more about the 9-5 Work Endorsement option check out our website at www.ncminsurance.com or give us a call at 877.678.7626. If you are an existing customer and want to add this coverage to your policy give us a call at 877.678.7626.

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Collector Car Appreciation Day 2012

Get ready to drive and celebrate! July 13 is a day to celebrate the joy of being a collector car owner and enjoy a day to “drive it” to work! Enthusiasts across the U.S. will be reviving up for this special day designated to celebrate the freedom of owning and driving collector cars of all brands, and car clubs are encouraging members to get cars shined up and ready to roll to work.



What a great way to show your passion as an automotive enthusiast, and imagine the thrill it will bring to others as you and countless collector car owners join in to make the work day drive special.



The NCM Insurance Agency and American Modern consider commuting to work on July 13 to be a covered use for our collector car insurance customers, falling within the policy’s definition for “occasional pleasure use.” All of the policy’s terms, conditions and limitations apply. If you are not currently covered through our collector car insurance program – we invite you to find out more about our unique and affordable coverage. Get an quote online, view our insurance coverage options and more at: http://www.ncminsurance.com



You can also enjoy the features of our iphone/ipad app easily accessible at: http://www.ncminsurance.com/mobile-app



National Collector Car Appreciation Day, now in its third year, was initiated by the Specialty Equipment Market Association (SEMA) to call attention to the hobby which has grown into an industry.



If you are not familiar with SEMA, learning about that organization will help you better understand the collector car business, and better meet the insurance requirements of your collector car customers.



So shine it up, gas it up and roll to work on July 13!