Many of you may have standard auto insurance on your Corvette or collector cars, but are you really covered if you were to have a loss? What I mean is, what will you get paid if you have a total loss? Most standard auto insurance carriers have a modified collector car program, that write insurance in the form of Stated Value/Amount or even Actual Cash Value. We only write Agreed Value insurance. What do all of these terms mean? Most insurance agents who do not write collector cars daily do not know either!